Free Tool
Study permit funds calculator
Estimate the minimum financial proof required for your study permit application. Based on IRCC living cost thresholds effective September 1, 2025 (outside Quebec).
1
From your letter of acceptance
$
Return airfare estimate
$
Estimated funds to show
Living costs (1 person)$22,895
First-year tuition$0
Travel$0
Total$22,895
Estimate only. Officers assess both the amount and the source of funds. A cushion above the minimum is recommended. Outside Quebec only.
IRCC minimum living costs per year (excluding tuition)
Effective September 1, 2025 — outside Quebec. Official source
| Family members | Required per year |
|---|---|
| 1 | $22,895 |
| 2 | $28,502 |
| 3 | $35,040 |
| 4 | $42,543 |
| 5 | $48,252 |
| 6 | $54,420 |
| 7 | $60,589 |
| Each additional | +$6,170 |
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